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Are you someone who likes to invest in stocks? If so, buying and selling stocks by yourself has never been easier or cheaper than now. There are many online brokerage sites that will allow you to invest online for cheap. The price per transaction is usually around ten bucks or less. Choose from Schwab, TD Amerirade, and many others. The key to successful online investing is research and manging your positions. If you want more information, I wrote an article that was published recently called “How to Get Started With Online Investing.” You can read it here.

Technorati Tags: get started investing online, online investing

Yes, the housing market has been bad for awhile, I know. But I honestly believe we have bottomed. What does that mean? Well, it means that home prices have stopped going down. There has been an awful lot of depreciation over the last year or so when it comes to the values of our homes. It has been dreadful and down right depressing. The economy has suffered, and the housing market has been one of the biggest causes. I don’t think our home values are starting to appreciate just yet, but I do believe the worst is behind us. Even if we see a flat lining effect for a little while, it will be better than more drops in home values. Once we have seen the stabilizing effect for a few months, confidence could begin to be restored. If consumers feel better about things, they could, in turn, start spending a little more. Then we may see the whole economy improving. Once again, the housing market could be an instrumental part of it.

Technorati Tags: housing, housing market, real estate market

I wonder how other people manage to do their financial business. Do they just squeeze a little time out of each day to pay those pesky little bills, or do they set aside a special day each week to take care of it all at once. For me, I like to do a little each day. I set aside 15 minutes each morning and check my accounts online, pay bills, and move some money around. But maybe it would be better to just do it one day out of the week. Then I wouldn’t get a little dose of depression each day when I realize I don’t have that much money to worry about anyway. So the question becomes a little dose daily, or a big dose weekly? For me, I think I stick with a small daily dose. Then my mind can recover a little quicker.

Technorati Tags: budgeting, Finances

Everyone in America knows that we are suffering some sort of economic crisis.  You can’t help but be affected by the way our economy has turned downward.  How bad is the economy?  Most experts agree that we are officially in a recession.  And many others have said it’s a severe recession.  But is it so bad that it is a depression? And what exactly is a depression? A depression is a severe economic downturn that lasts several years. Fortunately, the U.S. economy has not experienced a depression since 1929, which lasted ten years. And hopefully the economy turns around soon, so that we can stop having the debate of whether or not we’re in a depression. Personally, I think everyone evaluates the economy based upon how they are personally affected.  Do I still have a job? Has my pay been cut? Am I able to pay my bills? Am I able to buy the things I need? The things I want? These are some of the questions each individual ask himself or herself before they decide whether not we’re in a depression.  Of course the way the things have gone over the past year were all in a state of depression. But that depression is a separate matter to be discussed at another time.

Technorati Tags: depression, economic crisis, economy, recession